A friend of mine makes $72,000 a year and can’t get an apartment.

[Ethnic Vagina Finder]

How are the property managers on bullshyt? Are they supposed to rent to someone with a 500 credit score? Sounds like a terrible business decision.

Job a had when I came back to NJ, I actually worked with property managers for luxury apartments. Where the rent was $3000 a month and up. This one in particular had a lot of evictions.

Credit scores without context matters. And in the aftermath of COVID, a lot of people credit for fukked up. You got rich a$$holes who don’t pay rent and get evicted all the time. But they have good credit

 

[Ethnic Vagina Finder]

She needs to get Bergen County out of her mind. If she wants to get out of Newark she might have to deal with a longer commute and live in Central NJ.

She was looking in West Orange, Bloomfield, Montclair. I told her to try Passaic, but again: she’s better off waiting it out. The commute is brutal, but it is what it is.

 

[GoFlipAPack]

Wh

COVID fukked her credit up as she maxed out credit cards just to pay bills. She’s living with family and finally bounced back landing a job making 72k 3 months ago.

But every apartment she applied for denied her because of her credit score. So now she looking for apartments in bad areas.

These property managers be on bullshyt. And on top of that she wasted bread on application fees. I credit score is in the 500’s.

What city she looking in?

 

[Rev Leon Lonnie Love]

She better go holla at Nate the Landlord

 

[GoFlipAPack]

These apartment complexes are out of their damn minds. That’s damn near a down payment on a house

That is a down payment for a house!

 

[Bigblackted4]

Crazy I’m in the same situation but it really wasn’t my fault, city of DC towed a car I had a note on. I paid them in full but they said the car was already sold off. This was in 2020 and it was a fukking 2011. Looking to fix all of this by summer 2024.

 

[Dafunkdoc_Unlimited]

Her best bet is to speak directly to a landlord.​

 

[jerzboy]

She was looking in West Orange, Bloomfield, Montclair. I told her to try Passaic, but again: she’s better off waiting it out. The commute is brutal, but it is what it is.

Lol yeah she’s whylin…. She shouldn’t even look at Maplewood, I don’t know why she would look at those 3 lmao. I’ll send some names in a few.

 

[CopiousX]

Its a Damn shame that she got kids. If she was single she could try this....

 

[Zero]

He in Ghana. With is two other wives.

Lawd hammercy

 

[mag357]

She got TWO kids.

I told her to stay where she’s at stack bread, look to either get a higher paying job eventually or get a promotion. Anything to increase her revenue.

What area she in bro...

 

[The BasedFather]

Best bet is to stay at her folks place and stack up. Get that credit score back up and try again. May suck to not have your own place but she’s not in the position to do anything about it.

 

[acri1]

An 8.5 is much more than "solid".

That being said, even with an 800 score, getting an apartment on 72K/year here is an uphill battle. This isn't new.

There's why I can't live in some areas

When I got out of college I was making like 30k (maybe a little less) and had no trouble finding an apartment. And my credit was average.

 

[Thavoiceofthevoiceless]

A lot of places now do have programs to report to credit agencies for paying on time. You have to elect in though…if your credit already good it’s not worth it imo

Yeah it’s helped increased my credit score by a few points since it’s been reporting. My credit was already above 800 though so it’ doesn’t really make a difference for me.

 

[Shadow King]

Live where she can afford for now and lie about the address on the applications for schools in a better district.

You need a family member/trusted person to be willing to do that.

Union county, middlesex county or Somerset county should work for her, depending on where she works. There are still decent priced places, and as you know, the schools are all top notch. I could shoot you the names of towns to look at.

Edit: there are places with homes for rent for 2500 in good areas where the public schools are still 7/10 a minimum. And a 7/10 in nj is a 10/10 in 98% of the other states lol

She works in Englewood. Highly unlikely she wants to deal a commute to/from Middlesex or Somerset County.