Except dudes are doing the same thing in reverse with their survivorship bias![]()
Survivorship bias is usually set aside to showcase an outlier case to be the norm
…. If someone is in here suggesting “yeah sacrifice everything to be the next Jeff Bezos” yeah that’s some bullshyt 
.So, and ofc this is speculation mixed with anecdotal evidence, but ima say the regret of not taking your 20’s seriously is far greater than “sacrificing” (which is bullshyt, Atleast at 60 hours a week but that a whole other reply). And if you really don’t think that you should ask both over and underachievers in ya life
.  This also don’t answer the question, if we decide to take action based on how things can go wrong, which can be unlimited and for everything, why do anything at all?
Every scenario you said was valid and has happened
. But what happens if you live a statistically normal life, die at an average age with average wealth(or negative wealth). 

They eat dinner for like three hours, take long ass lunch breaks, have weeks of paid vacation time, get paid more on average, work much less hours etc. etc.
Especially in this era where pensions magically disappear or are cut, wages stagnate and social security can’t be cashed out. People in America like work like slaves so their bosses can ball out and they drop dead at age 55-60 while monks in Tibet have been documented for decades and decades to live well past 100 years old because they take optimum care of their mind, body and spirit. But Americans are too busy being slaves treating their bodies like garbage for pennies to ever come anywhere close to reaching that level of vibration.